For financial advisers

Use AI on client files without revealing whose they are.

Your clients trust you with the full picture of their money. You shouldn't have to blank out names and account numbers by hand before pasting a portfolio review into ChatGPT or Claude — and then restore them all afterwards. That's what we do for you, automatically, before anything leaves your computer.

No card required. You land straight in a simple chat — drop a file and ask.

What the AI actually sees
Marianne KesslerPerson 1
Acct 7719-4402-0032Account X
Kessler Family TrustEntity A
marianne.kessler@example.comEmail 1
The answer you download has the real names put back. ✓ The AI never saw them.

How it works

Three steps. No setup, no training, nothing to install. If you can attach a file to an email, you can use this.

1

Drop your file

Drag in the portfolio review, suitability report, fact-find or client letter you're working on. Before anything leaves your computer, account numbers, IDs, emails and phone numbers are swapped for neutral placeholders automatically. Client and company names are caught by a name-detection model that runs on your device too — and if it isn't ready yet, the send is held rather than risk a name slipping through.

2

Ask your question

"Summarise what changed since last year's review." "Check this suitability report for gaps." "Draft the cover letter for this annual review." The AI does its work seeing only the placeholders — never whose money it actually is.

3

Download the answer

The reply comes back with the real names restored — automatically, exactly where they belong. No find-and-replace, no un-renaming, no copy-paste gymnastics. Just the finished answer.

We can't leak your client data — we don't have it. The swap happens before your file leaves your machine, and we keep nothing afterwards: no copies of your documents, no copies of the answers. There is simply nothing on our side to breach, subpoena or lose.

Account numbers, IDs and contact details are caught deterministically, every time. Free-form client and company names use a small name-detection model that also runs on your device; recall is strong on common names but not perfect (unusual or non-Latin names can be missed). For your most confidential files, install the desktop app — it tokenises the file itself entirely on your own machine before anything is sent to the AI, keeps your API key and logs local, and stores tokens in an encrypted vault.

Built for people trusted with other people's money

Financial advisers sit under confidentiality duties and financial-privacy rules on both sides of the Atlantic — from GDPR to Gramm-Leach-Bliley. These are the guarantees that make AI compatible with those duties.

Nothing is stored

Your documents and the answers pass through and are gone. Zero retention — verified, not just promised.

Works with your files

PDF, Word, Excel, CSV, plain text — the files you already work in, no conversion or special format needed.

A signed receipt, every time

Each request produces a tamper-proof receipt showing what happened and what was protected. Keep it in the client file as evidence of your diligence.

Confidentiality-friendly by design

Because client identities never reach the AI provider and nothing is retained, using AI this way sits comfortably alongside GDPR, financial-privacy rules and your firm's own confidentiality policies. See the details.

Sound familiar?

The workarounds people use today are slow — and fragile.

The manual rename. "Client A", "Account X", find-and-replace before pasting — then reversing it all in the answer, hoping you didn't miss one instance on page 14.

The retyped summary. Typing an anonymised version of the document by hand because uploading the real one feels wrong. Half an hour gone before the AI has even started.

The quiet rule-break. Pasting the real thing and hoping it's fine. It's the fastest option — and the one that can cost you a client, or a licence.

The blanket ban. The firm forbids AI entirely, and the productivity gain everyone else is getting goes to your competitors instead.

Not a financial adviser? There's a page for you too.

The duty of confidentiality isn't unique to financial advice. If your clients trust you with their private affairs, this is built for you too.

Common questions

Plain answers, no fine print surprises.

Which AI does the answering?

The leading AI models — the same ones behind ChatGPT, Claude, Gemini and others. The difference is what they're allowed to see: with us in between, they get your question and a version of your document with all the identifying details replaced by placeholders. They do the thinking; they just never learn who it's about.

How do the real names get back into the answer?

The swap list — which real name maps to which placeholder — is created on your device and used to restore the answer on the way back to you. It's applied automatically, so the document you download reads exactly as if the AI had seen the real names all along.

What if I need to prove I handled a document properly?

Every request comes with a signed, tamper-proof receipt: a small certificate recording when the request happened and that the protections were applied. You can verify it independently, months later, and keep it in the client file.

Do you keep a copy of my files?

No. We keep no copies of your documents, your questions or the answers. Once your download completes, it exists only on your machine. That's the point: we can't leak what we don't have.

Our compliance team will have questions. What do I show them?

Three things. The trust centre, which explains exactly what leaves your machine and what doesn't. The legal documents linked in the footer — privacy policy, terms and data-processing agreement. And the signed receipt that comes with every request: an independently verifiable record that the protections were applied, which compliance can spot-check at any time.

Is this hard to set up?

No. Create a free account and you land directly in a simple chat. Drop a file, ask your question — that's the whole workflow. Prefer to stay in the tools you already use? After you register, you can install a small browser add-on for Chrome or Firefox and keep using ChatGPT, Claude, Gemini or Grok as you do today — names, emails and account numbers are anonymised inside your browser before anything is sent, and the add-on downloads from your account page. (If your firm has an IT team that wants to connect it to internal systems, there's a full technical setup for them too, but you never need to touch it.)

Try it on a real review — today.

Free to start, no card required. Drop a document, ask your question, and see the answer come back with the names where they belong.

Questions first? Write to hello@cloakapi.io — a human answers.